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RiskWire Team

RiskWire Team

Autonomous Vehicles & Insurance: Who’s Liable When No One’s Driving?

Autonomous Vehicles & Insurance: Who’s Liable When No One’s Driving?

The rise of autonomous vehicles isn’t just transforming roads, it’s reshaping responsibility. As cars begin to drive themselves, a major question arises: who’s at fault when something goes wrong? For centuries, motor insurance has centred around driver behaviour. But in the age of automation, we’re seeing

Marine Insurance: The Oldest Kind of Insurance?

Marine Insurance: The Oldest Kind of Insurance?

Before there was car insurance, home insurance, or life cover, there was marine insurance. Born out of necessity during the great age of exploration and empire, marine insurance is not only the oldest form of insurance in the UK, but also the foundation upon which the entire modern insurance industry

What Is Reinsurance? And How It Fits in Modern Society.

What Is Reinsurance? And How It Fits in Modern Society.

If insurance is what protects us from risk, then reinsurance is what protects the insurers. It may operate behind the scenes, far from the headlines, but reinsurance is one of the most critical mechanisms in the financial system helping insurers stay solvent, protecting policyholders in disaster scenarios, and keeping entire

Esure’s Comeback: What Its Return to Profit Signals for UK Motor Insurance.

Esure’s Comeback: What Its Return to Profit Signals for UK Motor Insurance.

In a landscape where personal lines insurers have spent the last few years navigating economic shocks, regulatory reform and an inflation-fuelled claims crisis, Esure’s return to profitability in 2024 isn’t just a financial recovery it’s a signal. After years of underwriting losses, price corrections, and a full-scale

Monzo Moves Into Insurance: A New Era for Contents Cover?

Monzo Moves Into Insurance: A New Era for Contents Cover?

Monzo the digital bank that helped reinvent everyday banking for over 11 million Brits, have now turned its sights on another industry long overdue for disruption: home contents insurance. In what’s being described as a bold play in the embedded finance space, Monzo has quietly launched a fully in-app

Bumps, Bruises & Backlogs: Injury Claims in 2025.

Bumps, Bruises & Backlogs: Injury Claims in 2025.

The UK’s personal injury claims landscape has undergone seismic shifts over the past few years, led by major regulatory reforms, digitisation of processes, and a clear effort to cut costs in the motor insurance sector. As we roll through 2025, the focus is less on revolution and more on

Aviva x Direct Line: Shareholders Give Green Light to Landmark Merger.

Aviva x Direct Line: Shareholders Give Green Light to Landmark Merger.

It’s official—Aviva’s recommended offer for Direct Line Insurance Group has cleared a key milestone, with shareholders at both companies overwhelmingly backing the proposed acquisition. The deal, first announced in December 2024, is set to reshape the landscape of personal lines insurance in the UK. At meetings held